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Direct Commercial Funding, Inc.
440 Louisiana Street, Suite 900
Houston, Texas 77002 - Map

Corporate phone: 877-293-7933
Corporate e-fax: 877-838-8940
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SECTION 1. SUBJECT PROPERTY INFORMATION (REQUIRED)
Real Estate Type
Building Size: Sq. Ft.
Land Size: Sq. Ft.
Street Address: Estimated Current Market Value:
City: State: Zip Code: County:
Building Structure:
# Units: # Stories: Year Built: Year Renovated: Zoning:
Purchase Money Loan
Purchase Price: Down Payment: Source of Down Payment:
Refinance Loan
Original Purchase Price: Date of Purchase:
Costs for Construction/Renovation (if any): Year Construction Completed:
Occupancy
Current Owner Occupancy: % Tenant Occupancy: % Vacancy: %
After Loan Closes Owner Occupancy: % Tenant Occupancy: % Vacancy: %
SECTION 2. LOAN REQUEST AND USE OF PROCEEDS (REQUIRED)
Purpose Amount Purpose Amount
A. Land & Building Acquisition H. Refinance - 1st Trust Deed (details below)
B. New Building Construction I. Refinance - 2nd Trust Deed (details below)
C. Land Acquisition (if construction) J. Refinance - 3rd Trust Deed (details below)
D. Contingency for Cost Overruns (10%) K. Cash Out/Other (details below)
E. Construction Loan Interest L. Closing Costs
F. Soft Costs (i.e. Architectural, Engineering, etc.) M. Other
G. Building Renovations/Improvements N. Other
What interest rate are you requesting?

What amortization schedule?

How fast do you need to close?
Total Estimated Project Amount (A through N):
Less Applicant's Cash/Equity Injection:
Less Seller Financing (explain terms and conditions below):
TOTAL LOAN AMOUNT REQUESTED FOR PROJECT:
Refinance Details
Lender Name Origination Date Origination Amount Current Balance Monthly Payment SBA Loan?
1st Trust Deed
2nd Trust Deed
3rd Trust Deed
Explanations - Provide details for Cash Out, Other Uses of Proceeds, Terms of Seller Financing and any loans used for Down Payment.
SECTION 3. VESTING OF REAL ESTATE TITLE (REQUIRED)
Title to the Property Is/Will Be Held By: EIN (SSN sole prop.):
Physical Address: City: State: Zip Code:
Mailing Address: City: State: Zip Code:
Phone: Fax: Website:
Type of Organization: State of Organization
List below all owners, partners, Limited Liability Company (LLC) members, and stockholders totaling 100% ownership. For Corporations, identify all corporate officers regardless of ownership. For Partnerships or LLC, identify the Managing/General Partner or Managing Member.
Name: Title: Ownership: %
Address: City: State: Zip Code:
Name: Title: Ownership: %
Address: City: State: Zip Code:
Name: Title: Ownership: %
Address: City: State: Zip Code:
SECTION 4. PRIMARY BORROWER (REQUIRED)
Name: Office Phone:
E-mail: Mobile Phone:
SECTION 5. APPLICANT COMPANY (ONLY COMPLETE IF PROPERTY WILL BE OWNER OCCUPIED)
Schedule of Business Debts
Please list all contracts, notes, lines of credit and mortgages payable, and make sure these correspond with figures on your most recent balance sheet, as provided with this loan application (Figures should reconcile with most recent Tax Return or Interim Financial Statement provided). Do not include trade accounts payable.
Payoff? To Whom Payable
(current lender)
Original
Amount
Original
Date
Current
Balance
Interest
Rate
Maturity
Date
Monthly
Payment
Collateral
%
%
%
%
%
%
%
%
TOTAL BALANCE OF EXISTING DEBT:
SECTION 6. DECLARATIONS (REQUIRED)
Have any owners, directors, or principals ever been disbarred from doing business by and/or with the U.S. Government?
Are any business or personal taxes delinquent?
Has the company, or any officer or principal of the company ever been involved in bankruptcy or insolvency proceedings?
Has the company, or any officer or principal of the company ever had property in foreclosure or given title or deed in lieu?
Is the company or any of its principals involved in any pending lawsuits, liens or judgments?
SECTION 7. ADDITIONAL COMMENTS
ACKNOWLEDGEMENT AND AGREEMENT (REQUIRED)

The undersigned certifies that all statements in this application and each document required to be submitted in connection herewith, including Federal Income Tax Returns are true, correct and complete. The undersigned authorize all employment information, deposits, checking and/or savings accounts, obligations, borrowing information and all other credit information to be released by telephone, email or fax to Lender/Broker, its successors and/or assignees, or any credit reporting bureau. Your signature below acts not only under your authority and capacity within the entity you represent in making this business credit application; but also is an effective waiver and consent to Lender/Broker, its successors and/or assignees to verify any information it deems necessary on you as an individual to include, but not limited to, your individual credit bureau information.

Each of the undersigned is a principal, a personal guarantor or the sole proprietor of the Applicant and acknowledges that his or her individual credit history may be a factor in the evaluation of the credit history of the applicant. Accordingly, the undersigned hereby consents and authorizes Lender/Broker, its successors and/or assignees to rely on such statements, make such inquiries and gather such information as it deems necessary to verify any information provided to Lender/Broker, its successors and/or assignees on this application or any such required document, including inquiries to the IRS, business credit reporting and credit bureau agencies, and further authorizes Lender/Broker, its successors and/or assignees or its designee the use of a consumer credit report on the undersigned, from time to time as may be needed. The authorization must allow pulling the individual's credit bureau for three reasons: 1) this application, 2) update/extension/renewal of this credit, and 3) collection efforts on the resulting account. A fax or photocopy of this authorization shall be valid as the original. The undersigned further agrees to notify Lender/Broker, its successors and/or assignees promptly of any material change in such information.

Commercial Use: The undersign certifies that any property and or proceeds from the proposed loan request will be used by the applicant for business or commercial purposes only and not for any personal, family, or household purpose, and that the proposed request would constitute a business or commercial loan, which is exempted from the disclosure requirements of (Regulation Z) Truth in Lending of the Board of Governors of the Federal Reserve System. The applicant agrees to indemnify and hold harmless from any and all claims, loss, or damage resulting or caused by this request, being subject to any provisions of the Federal Consumers Credit Protection Act (Truth in Lending Act) and Regulation Z of the Board of Governors of the Federal Reserve System. The undersigned certifies that he/she has full authority to act on behalf of applicant in connection with the above referenced credit request. Products may not be available in all areas. Credit availability is subject to approval. Products may be modified based on requirements.

Each Proprietor, General Partner, Limited Partner, Manager or Stockholder owning 20% or more, and each Guarantor must sign.
Each person should only sign once.
Applicant Name: Date: SSN: (or EIN): Date of Birth:
Applicant Name: Date: SSN: (or EIN): Date of Birth:
Applicant Name: Date: SSN: (or EIN): Date of Birth:
Applicant Name: Date: SSN: (or EIN): Date of Birth:
Applicant Name: Date: SSN: (or EIN): Date of Birth:
Additional Documents
Executive Summary: 
Last 2 years financials: 
Last 2 years financials: 
Picture: 
Picture: 
Picture: 
Picture: 
Picture: 
   
Direct's National Account Executive:   
   
Broker Name:   
Broker Number:   
Office Phone:   
Mobile Phone:   
E-mail Address:   
Note: Direct Commercial Funding Inc. does not charge any upfront fees; however, if Direct Commercial Funding issues a Commitment Letter for borrower(s) project and borrower(s) agree to all terms and conditions outlined in the Commitment Letter and deem acceptable. Borrower(s) are required to execute Commitment Letter and pay a one time application fee, which typically ranges from $1,850.00 - $ 27,900.00 depending on loan size to begin formal engagement. The sole purpose of this disclosure is to make borrower (s) aware of Application fee upfront and does not obligate borrower (s) to pay any fees for merely submitting a loan request to Direct Commercial Funding Inc. Application fee will be credited back to borrower once loan funds, which will reflect on DCF’s Good Faith Estimate.

Privacy Statement: It is Direct Commercial Funding Inc.’s policy to respect and protect the privacy of our customers and the users of Directs website. Through this Privacy Statement, we want to reassure users of the site that we will not sell, share or rent user information to others in a manner different than as set forth in this Internet Privacy Statement.